01
Build your monthly plan
Add salary and regular bills first, then record one-off spending and extra income. The dashboard immediately recalculates expenses, monthly savings and Cash on Hand for the month you selected.
SMART MONEY
My Money Planner
Plan each month before it happens. Track income, bills and everyday spending, monitor savings and debts, and see how today’s choices could affect your future cash flow.
14-day free trial • Cancel through Google Play
Privacy & security
Privacy & security
Detected payments
Language20+
Export to PDF
MY MONEY PLANNER
A money planner built for real life
Ideal for anyone who wants one clear place to organise monthly bills, control everyday spending, build savings, reduce debt and understand their longer-term financial position.
MY MONEY PLANNER
See exactly how My Money Planner works
Start with the money you know, confirm spending as it happens, then move forward month by month to understand where you are heading.
02
Confirm payments and refunds
Optional notification detection finds likely card, bank, wallet and email payments on your phone. Payments and refunds wait in a confirmation list, where you check the details before anything is saved.
03
Look ahead month by month
Swipe or use the arrows to move through past and future months. Contributions, interest, repayments, bills and budgets are carried forward so you can spot shortfalls or progress early.
04
Understand the result, not just the numbers
Spending bars show where you are within or over budget, while the visual PDF brings income, expenses, savings, assets and liabilities into a report you can keep or share.
MY MONEY PLANNER
Every feature, clearly explained
My Money Planner brings budgeting, payment tracking, savings, debts, investments and forecasts together—without requiring spreadsheets or financial expertise.
Stats & Budgeting
26Salary
Enter your regular monthly salary once, choose when it starts or ends, and carry it into future months so your income forecast begins with a realistic baseline.
Fixed expenses
Add rent, subscriptions, insurance, loan payments and other regular bills before the month starts. Mark mandatory costs so they automatically shape your category budgets.
Extra Expenses
Record one-off and variable spending—such as shopping, meals or repairs—so it is deducted from the selected month and included in your budget and savings totals.
Extra Income
Add bonuses, gifts, side income or other extra money separately from salary so the selected month’s available money and forecast remain accurate.
Budget
Set a maximum monthly amount for each category. Progress bars compare actual spending with the limit and clearly show when you are over budget.
Monthly Savings
See how much income remains after fixed and extra spending for the selected month. Apply your maximum budgets to model a realistic future where you stay within those limits.
Cash on Hand
Keep the app aligned with the money you can actually use now. Cash on Hand carries forward month by month after income, spending and transfers are applied.
Swipe months
Move backwards or forwards with arrows or a swipe to review past months and preview future balances. The gesture and arrows can be disabled in Settings.
Smart Tips
Receive short, rotating prompts that help you keep records current, review upcoming bills and spot potential shortfalls before they become a problem.
Spending stats
Compare what you spent with the budget for every category. Search categories, subcategories and locations, then edit a limit directly from the results.
Category management
Create your own categories and subcategories so reports match your life. Organise spending by purpose and, where available, by a saved city, town or online location.
Custom PDF report
Create a visual PDF for any date range with income, expenses, savings, assets, liabilities and category-level budget results—ready to save or share.
Savings Account
Track each savings account’s balance, regular monthly contribution and AER. Future months estimate both new contributions and compound interest.
Pension
Enter your pension balance, personal and employer contributions, tax relief and average AER to estimate how the pot may grow from month to month.
Credit Cards
Track each card’s outstanding balance and APR, build a payment plan, and see how daily interest and repayments can change the balance over time.
Mortgage
Record the outstanding mortgage balance and connect regular mortgage payments to your fixed expenses so the projected debt reduces as future months pass.
Investments
Keep investments separate from cash savings, record contributions and update values so your overall assets and net position are easier to understand.
Cryptocurrency
Add investments and cryptocurrencies to your net position. Optional online price lookups can refresh supported holdings without uploading your full financial plan.
Detected payments
With optional notification access, the app reads likely bank, card, wallet and email payment notifications on your phone, extracts the amount and creates a pending transaction for you to review.
Refunds
When a bank or payment notification says a refund was received, the app detects the amount and keeps it waiting for your approval. Confirm it to add the money as extra income, or dismiss it.
Notification access
Nothing is added automatically without your approval. Open each pending detection, check the amount, date, category and subcategory, then confirm or dismiss it.
Record location on NFC payments
For NFC/contactless detections, you can optionally attach the phone’s last known city or town. The feature is optional, can be disabled, and is not used to track your movements.
Allow entries in multiple currencies
Enter transactions in different currencies while keeping one default currency for totals. Values are converted using your saved rates or optional automatic daily reference rates.
Automatic exchange rates
Refresh exchange rates online when you choose. If the phone is offline, the app continues using the most recently saved rates instead of losing your converted totals.
Import data backup
Export a portable backup of your plan and import it later when moving phones or restoring your data. You choose when and where the file is created.
Privacy & security
Financial records remain on your device. You can hide dashboard values, disable optional detection or location features, and create exports only when you choose.
ANDROID APP
See the app before you download
Every screenshot is shown in full, so you can see exactly how the dashboard, payment confirmation, budgets and reports work.
This website uses no cookies, analytics or contact forms and sends no personal information to us. We do not sell your personal data or use it for advertising.
Data stored on your phone
My Money Planner stores your financial records on your phone in encrypted app preferences where supported. It does not store your budgets, transactions, salary, savings, pension, investments, mortgages, credit-card data, detected payments, or settings on an outside server, and it does not use cookies.
Optional internet features
Internet access is used only for features you choose to use: Google Play subscriptions, exchange-rate updates, and investment/crypto price lookups. Price lookups may send the ticker or search term to the relevant price service, but your full financial plan is not sent.
Notification access
Notification access is optional. If enabled, notification text is processed locally to find likely payment amounts. The original notification text is not stored; only a pending payment summary is kept until you confirm or delete it.
Location access
Location access is optional and only used to attach a city or town to NFC/contactless detected payments when you enable it. Background location is requested only for this core feature so payment location labels can work while the app is closed. Location is not used for ads, movement tracking, or storage on an outside server.
Exports and backups
Android cloud backup is disabled for this app so your local finance preferences are not copied by Android Auto Backup. PDF exports and backups are created only when you choose to create them, and you control where those files are saved.
Developer
Edgar Moria
mymoneyplanner.app
MY MONEY PLANNER
Questions before you download
Is my financial information uploaded to a server?
My Money Planner stores your financial records on your phone in encrypted app preferences where supported. It does not store your budgets, transactions, salary, savings, pension, investments, mortgages, credit-card data, detected payments, or settings on an outside server, and it does not use cookies.
How does detected-payment tracking work?
Optional payment detection works on your phone only. If you enable notification access, My Money Planner scans notification text locally to find likely payment amounts, stores only a small pending payment summary, and never saves a payment until you confirm it.
Why can the app request location access?
Location is optional and used only when you enable NFC/contactless payment detection location labels. To attach a city or town to payments detected while the app is closed, Android may require location access set to Allow all the time. My Money Planner does not track your movements, does not use location for ads, and does not store your location on an outside server. You can leave this off or turn it off anytime in Settings.
Can I cancel my subscription?
Yes. Subscriptions are managed through Google Play and can be cancelled in your Google Play subscription settings. Access continues according to Google Play’s billing terms.
My Money Planner
Take control of today’s spending and build a clearer view of tomorrow with one private Android money planner.